Pumkin — Finance Dashboard
A friendlier way to manage spending habits, built for people who dread opening their banking app.
Pumkin is a personal project: an online finance management service that lets people manage bank account statements and credit card statements in one centralized platform — designed to address the fragmented interfaces of the tools that already exist.
"Managing money shouldn't feel
like homework."
Why: spending habits, and the literacy gap behind them.
In OECD countries, people with lower financial literacy tend to have lower savings rates and higher consumption growth than income growth — and they struggle to reduce spending. Existing services don't integrate bank account statements and credit card statements, leaving people to track their finances across scattered, disconnected apps.
My hypothesis: providing detailed card statements and cash management together, in one place, can help people actually improve their savings and spending habits — not just observe them.
Approach: manage together, understand at a glance.
The primary audience is individual users who recognize the need for better financial management but are frustrated by fragmented interfaces. Three service concepts guided the design: managing everything together, simplified navigation, and integrated insights across spending and saving.
A dashboard for easy overview.
The dashboard centers around a personalized welcome message and account balance, clearly displaying key transactions and credit scores for a quick read on financial status, using a simplified design and color coding to enhance readability.
Smart, personalized savings management.
Users can set up and manage savings plans by intuitively adjusting interest rate and duration with a slider, with monthly auto-transfer options and notification settings to make saving close to effortless.
Streamlined card navigation.
A card slide allows quick switching and visual confirmation of owned cards, while a financial summary neatly displays the week's balance and account information for a clear overview of overall financial status.
Simple components for easy motivation.
Specific savings goals — travel, car, house — are shown in a list, so users can view their progress at a glance. Each item clearly displays the target amount and achievement period, and the achievement status is visually highlighted to keep motivation going.
Reflection
Pumkin pushed me to design for an emotion — the mild dread of checking your bank balance — rather than just a task. Bright colors and soft curves did more for engagement here than any dashboard density could.